You Are The Customer – You Decide!

Buying, selling, or financing a home is probably the largest, most important transaction most of us will ever be involved in. That’s why it is so critical to carefully consider who you will rely upon with the title of your home! You pay for the service so you should get to decide who to select.

We recommend working with your Agent and or Lender and consider their suggestions. However, the ultimate choice is yours. We provide local service that is backed by state wide resources. We are proud to be part of the community and always put your interests first!

Federal law guarantees you the right to choose the title company you want to handle your real estate settlement.

A federal law called the Real Estate Settlement Procedures Act (RESPA) entitles an individual homeowner to choose a title insurance agency when purchasing or refinancing residential property. Typically, homeowners may rely on their bank’s or REALTOR’S choice; however, the homeowner retains the right to choose a different agency. RESPA makes it unlawful for any bank, broker, or attorney to mandate that a particular title insurance agency be used. Doing so is a violation of federal law and any person or business doing so can be fined or lose its license.

Section 9 of RESPA prohibits a seller from requiring the buyer to use a particular title insurance company, either directly or indirectly, as a condition of sale. Buyers may sue a seller who violates this provision for an amount equal to three times all charges made for the title insurance.