Title & Escrow
Title insurance that protects your investment
Sure Title Company helps buyers, sellers, and lenders reduce risk with thorough title searches and clear, reliable title insurance for residential and commercial transactions in Memphis and surrounding areas.
What it is
Why title insurance matters
Our process
How we help you get covered
We coordinate with your real estate agent, lender, and attorney (if applicable) to help deliver a clear title commitment and the right policy for your transaction.
Title search & examination
We review public records to identify ownership history, easements, restrictions, liens, and other matters that may affect title.
Resolve issues before closing
When something needs attention, we work with the parties involved to help clear requirements—so closing stays on track.
Issue the title commitment
You’ll receive a commitment outlining the conditions to insure and any exceptions that apply to the property.
Policy issued after closing
After the transaction records, we issue the final owner’s and/or lender’s title insurance policy as applicable.
Title insurance FAQs
Common questions we hear from buyers, sellers, and real estate professionals.
What does title insurance cover?
Coverage varies by policy, but it generally helps protect against certain past issues—like undiscovered liens, recording errors, or ownership claims—that could affect title.
Do I need an owner’s policy if I’m buying a home?
Many buyers choose an owner’s policy to help protect their ownership interest. Your lender may also require a separate lender’s policy.
Is title insurance required?
A lender’s policy is commonly required for financed purchases. An owner’s policy is typically optional, but strongly recommended for many transactions.
How much does title insurance cost?
Pricing depends on the transaction and policy type. We can provide an estimate once we have the purchase price and lender details.
When is the policy issued?
The final policy is generally issued after closing once documents are recorded and any post-closing requirements are satisfied.
Can title issues delay closing?
Some issues can impact timing. Early ordering and prompt responses help us resolve requirements quickly and keep your closing on schedule.