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- 3265 W Sarazens Cir Memphis TN 38125
- orders@suretitleco.com
- 901-881-0606
- Monday to Friday: 9am to 5pm
- 3265 W Sarazens Cir Memphis TN 38125
- TITLE ORDERS: orders@suretitleco.com 901-881-0606
Things You Should Know About Title Insurance
Real Estate
Before you select Sure Title Company for property closing and title insurance needs, make sure you understand the details of all you will be receiving. There are several types of title insurance policies you can get, and the coverage you are provided with will be a big part of your peace of mind as you close on your new home. By making sure details are not overlooked, you will be able to get the services that you need and a policy that is the best for your situation. There is no need to settle for anything less than quality coverage. As a property owner, you want to be protected. Your lender will also want a high level of protection, as well.
A lender’s policy and an owner’s policy are the two most common types when you are looking for good quality title insurance. The owner’s policy is coverage for the person who is purchasing the house, while the lender’s policy protects the company that holds the mortgage. Both of these policies offer strong protection to the insured parties, in case there are any defects with the property’s title. Before the property is transferred, there is a title search conducted. That reduces any chance that another person will have a claim on that property, and helps everyone involved with the new ownership increase their peace of mind.
At Sure Title Company, we can answer any questions you have about title insurance, so you can get needed information. That way, you will be better able to make an informed decision regarding your closing needs – including what type of title insurance policy is right for you. Your lender will require their own title insurance policy, but that is not the same as the options you will have for your own policy. We can help you understand offerings and coverage limits, to ensure you have the knowledge you want to make informed decisions. Then you can better understand the importance of this particular part of closing, for your future.
Talk to your escrow officer to learn more about title policies!
