Wire Fraud Prevention
Lock out wire fraud. Close with confidence.
Real estate wire fraud costs buyers and sellers millions every year. Sure Title protects every transaction with verified identities, verified wire instructions, and secure digital payments.
Our promise
Sure Title will never email, text, or call you with new or changed wire instructions. Our wire instructions are delivered only through our secure, identity-verified portal. If anything about a payment request feels off, stop and call (901) 881-0606 using the number on this website.
How the scam works
How wire fraud happens in real estate
Criminals hack or spoof the email accounts of agents, title companies, lenders, or clients. They watch a transaction quietly, then send a convincing email — often just days before closing — with “updated” wire instructions that route money to their own account. Once a wire is sent, it is very difficult to recover.
Red flag: urgency
“Wire today or you’ll lose the house.” Pressure to act fast is a classic fraud signal.
Red flag: changes
Any change to bank, account, or routing details — especially by email — should be treated as fraud until verified by phone.
Red flag: lookalikes
Email addresses that are one letter off, or reply-to addresses that don’t match the sender.
How we protect you
Protection built into every Sure Title closing
- Identity verification through Closinglock before sensitive information is shared
- Secure wire instructions delivered in an encrypted portal, never as an attachment
- SecurePay digital payments for earnest money and funds to close
- Payoff verification so seller payoffs reach the real lender
- Secure communication inside Qualia instead of open email
- Callback verification on outgoing disbursements
Checklist
Five rules for buyers and sellers
- Save our number now: (901) 881-0606. Only use phone numbers from our website or your contract.
- Call to verbally confirm wire instructions before sending any money.
- Never act on emailed changes to payment instructions.
- Confirm receipt with our office right after you send funds.
- If you suspect fraud, call your bank immediately, then call us and report it at ic3.gov.
Wire fraud FAQ
What should I do if I already sent a wire I think is fraudulent?
Call your bank immediately and ask them to recall the wire, then call Sure Title and file a report with the FBI’s Internet Crime Complaint Center at ic3.gov. Speed matters.
Can I pay earnest money without a wire?
Yes. Use our secure Send Earnest Money link for a traceable digital payment.
Why do you verify my ID?
Identity verification makes sure the person receiving wire instructions or sale proceeds is really you — one of the most effective ways to stop fraud.
Questions before you send funds?
Call us. A two-minute phone call is the best fraud protection there is.