Northwest Mississippi
Title & Closing Services for DeSoto County and North Mississippi
Just across the state line from our Memphis office, Sure Title helps buyers, sellers, and Realtors® close transactions in Southaven, Olive Branch, Horn Lake, Hernando, and throughout North Mississippi.
Mississippi closings
How Mississippi closings differ
Closing in Mississippi works a little differently than in Tennessee, and our team handles those differences for you — from title insurance and escrow to scheduling, signing, and recording with the county Chancery Clerk. You get the same secure portal, the same fraud protection, and the same celebration at the closing table as a Memphis closing.
Mississippi also has no state real estate transfer tax, which can make closing costs lower than in many neighboring states. Recording fees still apply at the county Chancery Clerk.
- Title insurance through FNF and First American
- Recording with the county Chancery Clerk
- Escrow, earnest money, and payoff handling
- Secure, verified wire instructions on every file
- Same digital portal and closing-day experience
Communities we serve
DeSoto County and North Mississippi
- Southaven
- Olive Branch
- Horn Lake
- Hernando
- Walls
- Lake Cormorant
- Nesbit
- Byhalia & Marshall County
- Tunica & Tate Counties
North Mississippi closing FAQ
What’s different about closing in Mississippi?
The biggest differences are taxes and recording: Mississippi has no state transfer tax, documents record with the county Chancery Clerk, and owner-occupants should apply for the homestead exemption after closing. Our team walks you through each step.
Does Mississippi have a transfer tax?
No. Mississippi does not charge a state real estate transfer tax. County recording fees still apply.
Can a Memphis agent use Sure Title for a Southaven deal?
Absolutely. Many of our Realtor partners work both sides of the state line, and we handle files in both states.
Closing in DeSoto County?
Send your contract to orders@suretitleco.com and we’ll coordinate every step.