Clients care about one number more than any other: how much they walk away with (sellers) or need to bring (buyers). Showing that number early builds trust and helps you win.
What a seller net sheet shows
- Sale price
- Mortgage payoff(s) and liens
- Commissions as agreed
- Title charges and recording fees
- Tennessee transfer tax, if the seller pays it
- Prorated property taxes
- Seller concessions and repairs
- Estimated net proceeds
Use it at the listing appointment
Bring net sheets at two or three price points. Sellers can see how pricing and concessions affect their bottom line, and you become the agent who brought real numbers instead of guesses.
Compare offers side by side
When multiple offers arrive, a net comparison often reveals that the highest price isn’t the best deal once concessions, closing dates, and loan types are considered.
Buyer cost estimates
For buyers, an estimate of cash to close — down payment, title insurance, lender charges, recording taxes, prepaids, and escrow deposits — prevents surprises and helps decide whether to ask for seller concessions.
Get them from Sure Title
Use our Seller Net Sheet calculator — it even creates a branded PDF —, then email orders@suretitleco.com for a detailed net sheet or buyer estimate for a specific property.
Need help with a Memphis or North Mississippi closing? Email orders@suretitleco.com or call (901) 881-0606. Sure Title Company handles title insurance, escrow, and closings for buyers, sellers, Realtors®, and lenders.
Related: For Realtors · Our Technology · Mortgage Calculators
This article is general information, not legal, tax, or financial advice. Every transaction is different — consult your attorney, lender, or tax professional about your situation.
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